Payday-loan bans: proof of indirect results on supply

Payday-loan bans: proof of indirect results on supply

Styles in branch counts

Figures 1, 2, 3, 4, and 5 display the styles in noticed running, opening, and branches that are closing payday loan providers, pawnbrokers, precious-metals dealers, small-loan loan providers, and second-mortgage lenders during the state-level by duration. corresponds to Period 1. The APR ban had been finalized because of the state governor in Period 30, initially enacted in Period 33, and lastly effective in Period 35; these activities are suggested in each figure because of the solid lines that are vertical. “Payday-loan bans: proof of indirect results on supply”の続きを読む